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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,621 | $114,013+60.2% | $103,693+76.1% | $155,188+17.7% |
| Participation rate | 80.0% | 75.2%+4.8pp | 72.6%+7.4pp | 80.8%-0.8pp |
| Annual return | 12.93% | 49.31%-36.4pp | 47.61%-34.7pp | 148.84%-135.9pp |
| Employer contribution / active EE | $4,194 | $3,131+33.9% | $2,920+43.6% | $4,248-1.3% |
| Participant deferral / active EE | $9,993 | $4,970+101.1% | $4,579+118.2% | $6,531+53.0% |
| Admin fee / account holder | $2,346 | $8,407-72.1% | $7,858-70.1% | $14,480-83.8% |