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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,940 | $110,137+285.8% | $161,149+163.7% | $82,637+414.2% |
| Participation rate | 98.2% | 72.4%+25.9pp | 78.8%+19.4pp | 68.1%+30.2pp |
| Annual return | 14.81% | 20.69%-5.9pp | 21.16%-6.3pp | 53.51%-38.7pp |
| Employer contribution / active EE | $7,838 | $2,856+174.4% | $4,360+79.8% | $2,552+207.1% |
| Participant deferral / active EE | $10,526 | $4,575+130.1% | $6,153+71.1% | $4,126+155.1% |
| Admin fee / account holder | $5,842 | $9,467-38.3% | $15,194-61.5% | $7,339-20.4% |