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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,569 | $101,798+250.3% | $165,071+116.0% | $80,935+340.6% |
| Participation rate | 96.4% | 71.8%+24.6pp | 78.6%+17.8pp | 67.7%+28.8pp |
| Annual return | 20.19% | 16.73%+3.5pp | 70.17%-50.0pp | 35.66%-15.5pp |
| Employer contribution / active EE | $6,171 | $2,954+108.9% | $4,347+42.0% | $2,757+123.9% |
| Participant deferral / active EE | $9,624 | $4,476+115.0% | $6,035+59.5% | $4,299+123.8% |
| Admin fee / account holder | $16,559 | $8,221+101.4% | $12,695+30.4% | $6,924+139.1% |