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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,791 | $111,814+122.5% | $103,374+140.7% | $145,959+70.5% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.7pp | 80.3%-37.4pp |
| Annual return | 7.87% | 24.77%-16.9pp | 24.89%-17.0pp | 561.95%-554.1pp |
| Employer contribution / active EE | $2,727 | $4,214-35.3% | $3,869-29.5% | $4,661-41.5% |
| Participant deferral / active EE | $10,057 | $5,618+79.0% | $5,058+98.8% | $6,689+50.4% |
| Admin fee / account holder | $0 | $9,754-100.0% | $8,394-100.0% | $13,398-100.0% |