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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,817 | $111,535-44.6% | $105,223-41.3% | $137,256-55.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 19.73% | 237.85%-218.1pp | 180.65%-160.9pp | 220.34%-200.6pp |
| Employer contribution / active EE | $2,902 | $3,939-26.3% | $3,689-21.3% | $4,156-30.2% |
| Participant deferral / active EE | $10,849 | $5,500+97.3% | $5,072+113.9% | $6,407+69.3% |
| Admin fee / account holder | $3,564 | $9,721-63.3% | $8,859-59.8% | $12,270-71.0% |