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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,849 | $108,882+328.8% | $96,754+382.5% | $154,746+201.7% |
| Participation rate | 95.8% | 75.1%+20.8pp | 70.3%+25.6pp | 80.7%+15.1pp |
| Annual return | 16.76% | 98.39%-81.6pp | 82.04%-65.3pp | 172.34%-155.6pp |
| Employer contribution / active EE | $1,813 | $3,018-39.9% | $2,679-32.3% | $4,379-58.6% |
| Participant deferral / active EE | $10,405 | $5,323+95.5% | $4,758+118.7% | $6,730+54.6% |
| Admin fee / account holder | $7,343 | $10,200-28.0% | $8,905-17.5% | $14,365-48.9% |