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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $466,849 | $97,125+380.7% | $86,233+441.4% | $137,256+240.1% |
| Participation rate | 95.8% | 74.2%+21.6pp | 69.0%+26.8pp | 80.0%+15.9pp |
| Annual return | 16.76% | 74.19%-57.4pp | 61.39%-44.6pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,813 | $2,841-36.2% | $2,504-27.6% | $4,156-56.4% |
| Participant deferral / active EE | $10,405 | $5,180+100.9% | $4,559+128.2% | $6,407+62.4% |
| Admin fee / account holder | $7,343 | $9,725-24.5% | $8,342-12.0% | $12,270-40.2% |