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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,166 | $160,028+5.7% | $147,080+15.0% | $145,884+16.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 26.62% | 98.60%-72.0pp | 420.17%-393.5pp | 551.85%-525.2pp |
| Employer contribution / active EE | $9,600 | $5,286+81.6% | $4,933+94.6% | $4,662+105.9% |
| Participant deferral / active EE | $11,109 | $8,422+31.9% | $8,066+37.7% | $6,690+66.1% |
| Admin fee / account holder | $14,394 | $15,030-4.2% | $12,989+10.8% | $13,392+7.5% |