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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,187 | $77,962-20.2% | $178,540-65.2% | $80,935-23.2% |
| Participation rate | 50.0% | 65.7%-15.7pp | 77.1%-27.1pp | 67.7%-17.7pp |
| Annual return | 14.41% | 18.10%-3.7pp | 27.15%-12.7pp | 35.66%-21.2pp |
| Employer contribution / active EE | $3,311 | $2,280+45.2% | $3,953-16.2% | $2,757+20.1% |
| Participant deferral / active EE | $5,571 | $4,404+26.5% | $6,281-11.3% | $4,299+29.6% |
| Admin fee / account holder | $16 | $7,156-99.8% | $10,424-99.8% | $6,924-99.8% |