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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,459 | $208,088-29.1% | $186,193-20.8% | $154,746-4.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 31.98% | 89.97%-58.0pp | 78.03%-46.1pp | 172.34%-140.4pp |
| Employer contribution / active EE | $28,660 | $4,340+560.4% | $3,918+631.5% | $4,379+554.5% |
| Participant deferral / active EE | $31,214 | $7,078+341.0% | $6,513+379.3% | $6,730+363.8% |
| Admin fee / account holder | $916 | $11,698-92.2% | $11,058-91.7% | $14,365-93.6% |