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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,657 | $183,539-20.6% | $155,556-6.4% | $145,897-0.2% |
| Participation rate | 39.1% | 82.7%-43.6pp | 78.2%-39.1pp | 80.3%-41.2pp |
| Annual return | 10.74% | 61.31%-50.6pp | 64.84%-54.1pp | 552.29%-541.5pp |
| Employer contribution / active EE | $1,115 | $5,315-79.0% | $4,675-76.2% | $4,663-76.1% |
| Participant deferral / active EE | $2,063 | $6,467-68.1% | $5,631-63.4% | $6,689-69.2% |
| Admin fee / account holder | $3,480 | $19,275-81.9% | $15,885-78.1% | $13,390-74.0% |