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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,657 | $183,592-20.7% | $155,567-6.4% | $145,959-0.2% |
| Participation rate | 39.1% | 82.7%-43.5pp | 78.2%-39.1pp | 80.3%-41.2pp |
| Annual return | 10.74% | 61.24%-50.5pp | 64.74%-54.0pp | 561.95%-551.2pp |
| Employer contribution / active EE | $1,115 | $5,315-79.0% | $4,674-76.2% | $4,661-76.1% |
| Participant deferral / active EE | $2,063 | $6,464-68.1% | $5,628-63.3% | $6,689-69.2% |
| Admin fee / account holder | $3,480 | $19,318-82.0% | $15,916-78.1% | $13,398-74.0% |