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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,581 | $201,370+91.5% | $184,256+109.3% | $145,897+164.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.22% | 29.05%-17.8pp | 28.85%-17.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $6,983 | $7,024-0.6% | $6,427+8.6% | $4,663+49.8% |
| Participant deferral / active EE | $19,409 | $9,808+97.9% | $9,133+112.5% | $6,689+190.1% |
| Admin fee / account holder | $12,326 | $16,364-24.7% | $13,899-11.3% | $13,390-8.0% |