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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,813 | $111,535-85.8% | $105,223-85.0% | $137,256-88.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 7.49% | 237.85%-230.4pp | 180.65%-173.2pp | 220.34%-212.8pp |
| Employer contribution / active EE | $14,517 | $3,939+268.5% | $3,689+293.6% | $4,156+249.3% |
| Participant deferral / active EE | $5 | $5,500-99.9% | $5,072-99.9% | $6,407-99.9% |
| Admin fee / account holder | $5,230 | $9,721-46.2% | $8,859-41.0% | $12,270-57.4% |