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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,347 | $101,795+17.2% | $165,100-27.7% | $80,959+47.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 10.51% | 16.73%-6.2pp | 70.21%-59.7pp | 35.67%-25.2pp |
| Employer contribution / active EE | $9,284 | $2,954+214.3% | $4,348+113.5% | $2,757+236.7% |
| Participant deferral / active EE | $5,001 | $4,476+11.7% | $6,035-17.1% | $4,300+16.3% |
| Admin fee / account holder | $8,310 | $8,221+1.1% | $12,696-34.5% | $6,925+20.0% |