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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $358,606 | $160,040+124.1% | $147,096+143.8% | $145,877+145.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.03% | 98.49%-89.5pp | 419.75%-410.7pp | 551.28%-542.3pp |
| Employer contribution / active EE | $12,271 | $5,289+132.0% | $4,936+148.6% | $4,663+163.2% |
| Participant deferral / active EE | $8,952 | $8,429+6.2% | $8,071+10.9% | $6,691+33.8% |
| Admin fee / account holder | $85 | $15,050-99.4% | $13,005-99.3% | $13,402-99.4% |