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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $562,926 | $100,203+461.8% | $85,240+560.4% | $145,897+285.8% |
| Participation rate | 76.9% | 74.1%+2.8pp | 67.5%+9.4pp | 80.3%-3.4pp |
| Annual return | 12.16% | 84.28%-72.1pp | 66.75%-54.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,366 | $5,299+152.3% | $4,527+195.2% | $6,689+99.8% |
| Admin fee / account holder | $45,816 | $7,265+530.6% | $6,165+643.2% | $13,390+242.2% |