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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,686 | $100,139+328.1% | $85,187+403.2% | $145,884+193.9% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 10.08% | 84.15%-74.1pp | 66.67%-56.6pp | 551.85%-541.8pp |
| Employer contribution / active EE | $3,154 | $3,238-2.6% | $2,732+15.4% | $4,662-32.4% |
| Participant deferral / active EE | $4,341 | $5,296-18.0% | $4,525-4.1% | $6,690-35.1% |
| Admin fee / account holder | $85,812 | $7,262+1081.6% | $6,162+1292.6% | $13,392+540.8% |