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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,102 | $183,516+68.4% | $155,534+98.7% | $145,884+111.9% |
| Participation rate | 95.0% | 82.7%+12.3pp | 78.2%+16.8pp | 80.3%+14.7pp |
| Annual return | 6.80% | 61.43%-54.6pp | 64.92%-58.1pp | 551.85%-545.1pp |
| Employer contribution / active EE | $12,727 | $5,315+139.5% | $4,675+172.2% | $4,662+173.0% |
| Participant deferral / active EE | $0 | $6,467-100.0% | $5,630-100.0% | $6,690-100.0% |
| Admin fee / account holder | $2,036 | $19,293-89.4% | $15,900-87.2% | $13,392-84.8% |