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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,276 | $88,710-63.6% | $81,783-60.5% | $145,959-77.9% |
| Participation rate | 87.5% | 75.0%+12.5pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 12.81% | 1027.26%-1014.5pp | 775.05%-762.2pp | 561.95%-549.1pp |
| Employer contribution / active EE | $4,448 | $3,083+44.3% | $2,913+52.7% | $4,661-4.6% |
| Participant deferral / active EE | $701 | $4,645-84.9% | $4,320-83.8% | $6,689-89.5% |
| Admin fee / account holder | $928 | $8,407-89.0% | $7,380-87.4% | $13,398-93.1% |