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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,276 | $88,778-63.6% | $81,844-60.6% | $145,884-77.9% |
| Participation rate | 87.5% | 75.1%+12.4pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 12.81% | 1033.03%-1020.2pp | 778.87%-766.1pp | 551.85%-539.0pp |
| Employer contribution / active EE | $4,448 | $3,087+44.1% | $2,916+52.5% | $4,662-4.6% |
| Participant deferral / active EE | $701 | $4,648-84.9% | $4,323-83.8% | $6,690-89.5% |
| Admin fee / account holder | $928 | $8,430-89.0% | $7,355-87.4% | $13,392-93.1% |