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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,344 | $87,166+41.5% | $76,735+60.7% | $137,256-10.1% |
| Participation rate | 0.0% | 74.4%-74.4pp | 69.5%-69.5pp | 80.0%-80.0pp |
| Annual return | 35.40% | 26.50%+8.9pp | 29.77%+5.6pp | 220.34%-184.9pp |
| Employer contribution / active EE | $11,301 | $2,904+289.1% | $2,454+360.5% | $4,156+171.9% |
| Participant deferral / active EE | $18,583 | $4,726+293.2% | $4,088+354.6% | $6,407+190.1% |
| Admin fee / account holder | $143,841 | $8,403+1611.7% | $7,189+1900.8% | $12,270+1072.3% |