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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,344 | $88,996+38.6% | $78,004+58.1% | $138,895-11.2% |
| Participation rate | 0.0% | 74.4%-74.4pp | 69.4%-69.4pp | 79.9%-79.9pp |
| Annual return | 35.40% | 28.03%+7.4pp | 31.07%+4.3pp | 145.39%-110.0pp |
| Employer contribution / active EE | $11,301 | $2,917+287.4% | $2,469+357.8% | $4,194+169.5% |
| Participant deferral / active EE | $18,583 | $4,724+293.4% | $4,092+354.2% | $6,396+190.5% |
| Admin fee / account holder | $143,841 | $8,807+1533.2% | $7,578+1798.2% | $12,562+1045.0% |