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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,723 | $81,358+58.2% | $155,556-17.2% | $80,959+59.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 8.60% | 33.39%-24.8pp | 64.84%-56.2pp | 35.67%-27.1pp |
| Employer contribution / active EE | $5,616 | $3,106+80.8% | $4,675+20.1% | $2,757+103.7% |
| Participant deferral / active EE | $5,104 | $3,455+47.7% | $5,631-9.4% | $4,300+18.7% |
| Admin fee / account holder | $847 | $7,994-89.4% | $15,885-94.7% | $6,925-87.8% |