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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,990 | $178,174+22.9% | $156,181+40.2% | $137,256+59.5% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 12.34% | 84.19%-71.9pp | 64.87%-52.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $2,519 | $4,972-49.3% | $4,294-41.3% | $4,156-39.4% |
| Participant deferral / active EE | $11,290 | $6,888+63.9% | $6,132+84.1% | $6,407+76.2% |
| Admin fee / account holder | $419 | $17,404-97.6% | $14,586-97.1% | $12,270-96.6% |