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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,126 | $201,370-6.6% | $184,256+2.1% | $145,897+28.9% |
| Participation rate | 71.4% | 87.5%-16.1pp | 86.8%-15.4pp | 80.3%-8.9pp |
| Annual return | 8.54% | 29.05%-20.5pp | 28.85%-20.3pp | 552.29%-543.7pp |
| Employer contribution / active EE | $4,486 | $7,024-36.1% | $6,427-30.2% | $4,663-3.8% |
| Participant deferral / active EE | $5,393 | $9,808-45.0% | $9,133-40.9% | $6,689-19.4% |
| Admin fee / account holder | $4,191 | $16,364-74.4% | $13,899-69.8% | $13,390-68.7% |