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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $320,332 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $125,000 |
CARON & BLETZER, PLLC2 years Filed as: CARON & BLETZER PLLC Service code 10 · EIN 04-3499945 | Accounting | $19,500 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,546 | $112,582-28.5% | $105,624-23.7% | $200,096-59.7% |
| Participation rate | 94.2% | 86.3%+7.9pp | 75.3%+18.9pp | 72.0%+22.2pp |
| Annual return | 13.43% | 15.58%-2.2pp | 116.20%-102.8pp | 34.26%-20.8pp |
| Employer contribution / active EE | $2,955 | $4,580-35.5% | $3,168-6.7% | $3,038-2.7% |
| Participant deferral / active EE | $6,368 | $6,655-4.3% | $5,013+27.0% | $5,090+25.1% |
| Admin fee / account holder | $116 | $107+8.7% | $10,961-98.9% | $269-56.8% |