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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,461 | $162,136+7.0% | $152,301+13.9% | $154,746+12.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 11.99% | 91.02%-79.0pp | 80.50%-68.5pp | 172.34%-160.3pp |
| Employer contribution / active EE | $4,727 | $4,890-3.3% | $4,624+2.2% | $4,379+7.9% |
| Participant deferral / active EE | $15,281 | $8,341+83.2% | $8,004+90.9% | $6,730+127.0% |
| Admin fee / account holder | $992 | $15,759-93.7% | $14,398-93.1% | $14,365-93.1% |