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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,461 | $196,972-11.9% | $182,262-4.8% | $198,609-12.7% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.99% | 158.27%-146.3pp | 140.60%-128.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $4,727 | $5,364-11.9% | $5,046-6.3% | $5,055-6.5% |
| Participant deferral / active EE | $15,281 | $8,643+76.8% | $8,276+84.6% | $6,977+119.0% |
| Admin fee / account holder | $992 | $18,429-94.6% | $16,712-94.1% | $19,030-94.8% |