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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $333,916 | $117,895+183.2% | $102,460+225.9% | $145,897+128.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.49% | 31.92%-23.4pp | 29.47%-21.0pp | 552.29%-543.8pp |
| Employer contribution / active EE | $2,577 | $3,619-28.8% | $3,025-14.8% | $4,663-44.7% |
| Participant deferral / active EE | $13,884 | $5,736+142.0% | $5,056+174.6% | $6,689+107.6% |
| Admin fee / account holder | $16,720 | $13,353+25.2% | $9,460+76.7% | $13,390+24.9% |