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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $476,069 | $99,921+376.4% | $85,009+460.0% | $145,959+226.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.68% | 83.89%-68.2pp | 66.47%-50.8pp | 561.95%-546.3pp |
| Employer contribution / active EE | $3,577 | $3,233+10.7% | $2,728+31.1% | $4,661-23.2% |
| Participant deferral / active EE | $12,264 | $5,293+131.7% | $4,522+171.2% | $6,689+83.4% |
| Admin fee / account holder | $32,914 | $7,252+353.9% | $6,153+435.0% | $13,398+145.7% |