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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,132 | $100,970+132.9% | $96,576+143.5% | $137,256+71.3% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 8.26% | 38.16%-29.9pp | 38.47%-30.2pp | 220.34%-212.1pp |
| Employer contribution / active EE | $17,963 | $3,809+371.6% | $3,553+405.5% | $4,156+332.2% |
| Participant deferral / active EE | $4,803 | $8,286-42.0% | $7,956-39.6% | $6,407-25.0% |
| Admin fee / account holder | $1,289 | $11,312-88.6% | $11,381-88.7% | $12,270-89.5% |