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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,023 | $29,319-76.0% | $52,425-86.6% | $82,448-91.5% |
| Participation rate | 88.0% | 46.9%+41.1pp | 55.6%+32.4pp | 68.1%+19.9pp |
| Annual return | 27.23% | 535.20%-508.0pp | 302.12%-274.9pp | 41.64%-14.4pp |
| Employer contribution / active EE | $1,290 | $586+120.0% | $914+41.1% | $2,551-49.4% |
| Participant deferral / active EE | $1,975 | $1,171+68.6% | $1,790+10.3% | $4,139-52.3% |
| Admin fee / account holder | $765 | $1,962-61.0% | $2,495-69.3% | $7,234-89.4% |