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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,681 | $102,429+9.0% | $147,096-24.1% | $80,925+38.0% |
| Participation rate | 77.8% | 75.9%+1.9pp | 82.2%-4.4pp | 67.7%+10.1pp |
| Annual return | 11.07% | 135.02%-124.0pp | 419.75%-408.7pp | 35.65%-24.6pp |
| Employer contribution / active EE | $6,183 | $3,716+66.4% | $4,936+25.3% | $2,756+124.3% |
| Participant deferral / active EE | $3,896 | $6,649-41.4% | $8,071-51.7% | $4,299-9.4% |
| Admin fee / account holder | $2,574 | $7,957-67.7% | $13,005-80.2% | $6,940-62.9% |