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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,551 | $99,875+145.9% | $146,866+67.2% | $86,983+182.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 12.76% | 28.10%-15.3pp | 102.85%-90.1pp | 25.83%-13.1pp |
| Employer contribution / active EE | $4,295 | $3,224+33.2% | $4,425-2.9% | $2,584+66.2% |
| Participant deferral / active EE | $9,935 | $6,322+57.1% | $7,759+28.0% | $4,194+136.9% |
| Admin fee / account holder | $4,600 | $7,838-41.3% | $13,620-66.2% | $7,856-41.4% |