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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,988 | $76,407+232.4% | $150,298+69.0% | $82,448+208.1% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.62% | 39.99%-27.4pp | 62.79%-50.2pp | 41.64%-29.0pp |
| Employer contribution / active EE | $6,818 | $2,614+160.8% | $4,154+64.1% | $2,551+167.3% |
| Participant deferral / active EE | $6,636 | $3,214+106.4% | $5,453+21.7% | $4,139+60.3% |
| Admin fee / account holder | $1,403 | $6,352-77.9% | $14,116-90.1% | $7,234-80.6% |