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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,817 | $111,535-82.2% | $105,223-81.2% | $137,256-85.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 3.92% | 237.85%-233.9pp | 180.65%-176.7pp | 220.34%-216.4pp |
| Employer contribution / active EE | $322 | $3,939-91.8% | $3,689-91.3% | $4,156-92.3% |
| Participant deferral / active EE | $3,217 | $5,500-41.5% | $5,072-36.6% | $6,407-49.8% |
| Admin fee / account holder | $5,374 | $9,721-44.7% | $8,859-39.3% | $12,270-56.2% |