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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,817 | $129,737-84.7% | $119,126-83.4% | $154,746-87.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 3.92% | 379.08%-375.2pp | 282.11%-278.2pp | 172.34%-168.4pp |
| Employer contribution / active EE | $322 | $4,375-92.6% | $4,034-92.0% | $4,379-92.7% |
| Participant deferral / active EE | $3,217 | $5,842-44.9% | $5,318-39.5% | $6,730-52.2% |
| Admin fee / account holder | $5,374 | $11,961-55.1% | $10,693-49.7% | $14,365-62.6% |