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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $525,600 | $106,864+391.8% | $147,318+256.8% | $82,637+536.0% |
| Participation rate | 95.3% | 75.5%+19.8pp | 82.1%+13.3pp | 68.1%+27.3pp |
| Annual return | 22.78% | 27.49%-4.7pp | 70.43%-47.7pp | 53.51%-30.7pp |
| Employer contribution / active EE | $8,949 | $3,417+161.9% | $4,593+94.9% | $2,552+250.7% |
| Participant deferral / active EE | $14,155 | $6,496+117.9% | $7,906+79.0% | $4,126+243.1% |
| Admin fee / account holder | $35,085 | $8,415+316.9% | $13,708+156.0% | $7,339+378.1% |