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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,243 | $95,453+139.1% | $112,040+103.7% | $82,448+176.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 15.15% | 23.92%-8.8pp | 24.52%-9.4pp | 41.64%-26.5pp |
| Employer contribution / active EE | $2,056 | $2,318-11.3% | $2,954-30.4% | $2,551-19.4% |
| Participant deferral / active EE | $1,450 | $4,224-65.7% | $5,098-71.6% | $4,139-65.0% |
| Admin fee / account holder | $3,650 | $9,013-59.5% | $12,098-69.8% | $7,234-49.5% |