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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,662 | $71,197+179.0% | $93,669+112.1% | $80,925+145.5% |
| Participation rate | 30.3% | 60.4%-30.1pp | 68.7%-38.4pp | 67.7%-37.4pp |
| Annual return | 19.35% | 11.27%+8.1pp | 133.59%-114.2pp | 35.65%-16.3pp |
| Employer contribution / active EE | $1,994 | $1,565+27.5% | $2,424-17.7% | $2,756-27.6% |
| Participant deferral / active EE | $2,830 | $4,036-29.9% | $4,416-35.9% | $4,299-34.2% |
| Admin fee / account holder | $872 | $6,959-87.5% | $8,291-89.5% | $6,940-87.4% |