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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,662 | $71,230+178.9% | $93,727+112.0% | $80,959+145.4% |
| Participation rate | 30.3% | 60.4%-30.1pp | 68.7%-38.4pp | 67.7%-37.4pp |
| Annual return | 19.35% | 11.26%+8.1pp | 133.83%-114.5pp | 35.67%-16.3pp |
| Employer contribution / active EE | $1,994 | $1,565+27.4% | $2,421-17.6% | $2,757-27.7% |
| Participant deferral / active EE | $2,830 | $4,037-29.9% | $4,417-35.9% | $4,300-34.2% |
| Admin fee / account holder | $872 | $6,961-87.5% | $8,292-89.5% | $6,925-87.4% |