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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,918 | $102,429+268.0% | $147,096+156.2% | $80,925+365.8% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 11.50% | 135.02%-123.5pp | 419.75%-408.2pp | 35.65%-24.1pp |
| Employer contribution / active EE | $6,897 | $3,716+85.6% | $4,936+39.7% | $2,756+150.2% |
| Participant deferral / active EE | $12,022 | $6,649+80.8% | $8,071+49.0% | $4,299+179.7% |
| Admin fee / account holder | $64,108 | $7,957+705.7% | $13,005+392.9% | $6,940+823.7% |