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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,979 | $61,787+60.2% | $97,197+1.8% | $80,925+22.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.7%+27.3pp | 67.7%+32.3pp |
| Annual return | 10.36% | -558.16%+568.5pp | 75.47%-65.1pp | 35.65%-25.3pp |
| Employer contribution / active EE | $4,576 | $1,836+149.2% | $2,723+68.1% | $2,756+66.0% |
| Participant deferral / active EE | $4,309 | $3,027+42.3% | $4,263+1.1% | $4,299+0.2% |
| Admin fee / account holder | $1,654 | $5,170-68.0% | $5,637-70.7% | $6,940-76.2% |