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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,024 | $87,037+136.7% | $106,201+94.0% | $80,874+154.7% |
| Participation rate | 98.0% | 70.4%+27.6pp | 75.3%+22.7pp | 67.6%+30.4pp |
| Annual return | 8.03% | 17.05%-9.0pp | 116.26%-108.2pp | 35.62%-27.6pp |
| Employer contribution / active EE | $3,711 | $2,396+54.9% | $3,170+17.1% | $2,756+34.7% |
| Participant deferral / active EE | $5,107 | $3,986+28.1% | $5,012+1.9% | $4,297+18.8% |
| Admin fee / account holder | $8,166 | $8,434-3.2% | $11,039-26.0% | $6,935+17.7% |