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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,024 | $87,106+136.5% | $105,607+95.1% | $80,935+154.6% |
| Participation rate | 98.0% | 70.4%+27.6pp | 75.3%+22.7pp | 67.7%+30.3pp |
| Annual return | 8.03% | 17.01%-9.0pp | 116.11%-108.1pp | 35.66%-27.6pp |
| Employer contribution / active EE | $3,711 | $2,396+54.8% | $3,167+17.2% | $2,757+34.6% |
| Participant deferral / active EE | $5,107 | $3,986+28.1% | $5,011+1.9% | $4,299+18.8% |
| Admin fee / account holder | $8,166 | $8,447-3.3% | $10,958-25.5% | $6,924+17.9% |