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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,838 | $132,099+0.6% | $115,599+14.9% | $138,895-4.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 6.03% | 176.76%-170.7pp | 111.10%-105.1pp | 145.39%-139.4pp |
| Employer contribution / active EE | $6,875 | $3,416+101.3% | $2,955+132.6% | $4,194+63.9% |
| Participant deferral / active EE | $4,395 | $5,617-21.7% | $4,889-10.1% | $6,396-31.3% |
| Admin fee / account holder | $10,169 | $15,650-35.0% | $12,841-20.8% | $12,562-19.1% |