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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,792 | $183,539-38.5% | $155,556-27.5% | $145,897-22.7% |
| Participation rate | 95.5% | 82.7%+12.7pp | 78.2%+17.2pp | 80.3%+15.1pp |
| Annual return | 11.77% | 61.31%-49.5pp | 64.84%-53.1pp | 552.29%-540.5pp |
| Employer contribution / active EE | $7,092 | $5,315+33.4% | $4,675+51.7% | $4,663+52.1% |
| Participant deferral / active EE | $3,870 | $6,467-40.2% | $5,631-31.3% | $6,689-42.1% |
| Admin fee / account holder | $1,813 | $19,275-90.6% | $15,885-88.6% | $13,390-86.5% |