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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,792 | $183,627-38.6% | $155,602-27.5% | $145,978-22.7% |
| Participation rate | 95.5% | 82.7%+12.8pp | 78.2%+17.3pp | 80.3%+15.2pp |
| Annual return | 11.77% | 61.32%-49.5pp | 64.81%-53.0pp | 550.52%-538.8pp |
| Employer contribution / active EE | $7,092 | $5,316+33.4% | $4,675+51.7% | $4,662+52.1% |
| Participant deferral / active EE | $3,870 | $6,466-40.1% | $5,629-31.2% | $6,690-42.2% |
| Admin fee / account holder | $1,813 | $19,327-90.6% | $15,923-88.6% | $13,400-86.5% |