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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,792 | $183,592-38.6% | $155,574-27.5% | $145,877-22.7% |
| Participation rate | 95.5% | 82.7%+12.8pp | 78.2%+17.2pp | 80.3%+15.2pp |
| Annual return | 11.77% | 61.37%-49.6pp | 64.87%-53.1pp | 551.28%-539.5pp |
| Employer contribution / active EE | $7,092 | $5,317+33.4% | $4,676+51.7% | $4,663+52.1% |
| Participant deferral / active EE | $3,870 | $6,466-40.2% | $5,629-31.3% | $6,691-42.2% |
| Admin fee / account holder | $1,813 | $19,316-90.6% | $15,914-88.6% | $13,402-86.5% |