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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,471 | $88,672+137.4% | $105,223+100.0% | $82,448+155.3% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.46% | 30.86%-18.4pp | 180.65%-168.2pp | 41.64%-29.2pp |
| Employer contribution / active EE | $2,255 | $3,048-26.0% | $3,689-38.9% | $2,551-11.6% |
| Participant deferral / active EE | $2,629 | $4,036-34.9% | $5,072-48.2% | $4,139-36.5% |
| Admin fee / account holder | $28,334 | $7,146+296.5% | $8,859+219.8% | $7,234+291.7% |