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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,616 | $123,000+129.8% | $105,582+167.7% | $198,609+42.3% |
| Participation rate | 100.0% | 76.8%+23.2pp | 71.8%+28.2pp | 82.4%+17.6pp |
| Annual return | 15.08% | 18.31%-3.2pp | 18.61%-3.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $4,234 | $3,582+18.2% | $2,984+41.9% | $5,055-16.2% |
| Participant deferral / active EE | $14,116 | $5,013+181.6% | $4,353+224.3% | $6,977+102.3% |
| Admin fee / account holder | $51,122 | $16,254+214.5% | $12,856+297.6% | $19,030+168.6% |