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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,616 | $88,996+217.6% | $78,004+262.3% | $138,895+103.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 15.08% | 28.03%-13.0pp | 31.07%-16.0pp | 145.39%-130.3pp |
| Employer contribution / active EE | $4,234 | $2,917+45.2% | $2,469+71.5% | $4,194+1.0% |
| Participant deferral / active EE | $14,116 | $4,724+198.8% | $4,092+245.0% | $6,396+120.7% |
| Admin fee / account holder | $51,122 | $8,807+480.5% | $7,578+574.6% | $12,562+306.9% |