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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,612 | $67,823-90.3% | $52,425-87.4% | $137,256-95.2% |
| Participation rate | 69.2% | 63.9%+5.3pp | 55.6%+13.6pp | 80.0%-10.7pp |
| Annual return | 26.45% | 219.11%-192.7pp | 302.12%-275.7pp | 220.34%-193.9pp |
| Employer contribution / active EE | $820 | $1,163-29.5% | $914-10.3% | $4,156-80.3% |
| Participant deferral / active EE | $1,083 | $2,288-52.7% | $1,790-39.5% | $6,407-83.1% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |