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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $455,589 | $162,136+181.0% | $152,301+199.1% | $154,746+194.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.95% | 91.02%-80.1pp | 80.50%-69.5pp | 172.34%-161.4pp |
| Employer contribution / active EE | $5,961 | $4,890+21.9% | $4,624+28.9% | $4,379+36.1% |
| Participant deferral / active EE | $8,501 | $8,341+1.9% | $8,004+6.2% | $6,730+26.3% |
| Admin fee / account holder | $2,803 | $15,759-82.2% | $14,398-80.5% | $14,365-80.5% |