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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,073 | $124,425+291.5% | $112,040+334.7% | $137,256+254.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.36% | 24.72%-5.4pp | 24.52%-5.2pp | 220.34%-201.0pp |
| Employer contribution / active EE | $2,500 | $3,411-26.7% | $2,954-15.4% | $4,156-39.8% |
| Participant deferral / active EE | $4,381 | $5,718-23.4% | $5,098-14.1% | $6,407-31.6% |
| Admin fee / account holder | $11,007 | $15,207-27.6% | $12,098-9.0% | $12,270-10.3% |