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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,924 | $111,535+266.6% | $105,223+288.6% | $137,256+197.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 14.16% | 237.85%-223.7pp | 180.65%-166.5pp | 220.34%-206.2pp |
| Employer contribution / active EE | $15,025 | $3,939+281.4% | $3,689+307.3% | $4,156+261.5% |
| Participant deferral / active EE | $10,712 | $5,500+94.8% | $5,072+111.2% | $6,407+67.2% |
| Admin fee / account holder | $5,325 | $9,721-45.2% | $8,859-39.9% | $12,270-56.6% |