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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,038 | $74,535+259.6% | $100,712+166.1% | $82,637+224.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 10.77% | 18.92%-8.2pp | 33.27%-22.5pp | 53.51%-42.7pp |
| Employer contribution / active EE | $4,000 | $1,503+166.2% | $2,313+73.0% | $2,552+56.7% |
| Participant deferral / active EE | $4,554 | $3,074+48.2% | $4,085+11.5% | $4,126+10.4% |
| Admin fee / account holder | $2,506 | $6,576-61.9% | $9,256-72.9% | $7,339-65.9% |