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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,038 | $77,574+245.5% | $108,753+146.5% | $86,983+208.1% |
| Participation rate | 100.0% | 62.3%+37.7pp | 71.1%+28.9pp | 69.5%+30.5pp |
| Annual return | 10.77% | 18.42%-7.6pp | 37.47%-26.7pp | 25.83%-15.1pp |
| Employer contribution / active EE | $4,000 | $1,611+148.4% | $2,427+64.8% | $2,584+54.8% |
| Participant deferral / active EE | $4,554 | $3,128+45.6% | $4,115+10.7% | $4,194+8.6% |
| Admin fee / account holder | $2,506 | $6,529-61.6% | $10,320-75.7% | $7,856-68.1% |