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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,275 | $124,425-49.9% | $112,040-44.4% | $137,256-54.6% |
| Participation rate | 54.5% | 79.3%-24.8pp | 76.5%-21.9pp | 80.0%-25.4pp |
| Annual return | 13.14% | 24.72%-11.6pp | 24.52%-11.4pp | 220.34%-207.2pp |
| Employer contribution / active EE | $1,064 | $3,411-68.8% | $2,954-64.0% | $4,156-74.4% |
| Participant deferral / active EE | $1,901 | $5,718-66.8% | $5,098-62.7% | $6,407-70.3% |
| Admin fee / account holder | $335 | $15,207-97.8% | $12,098-97.2% | $12,270-97.3% |