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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,888 | $72,071+198.2% | $68,368+214.3% | $137,256+56.6% |
| Participation rate | 93.8% | 76.2%+17.5pp | 73.8%+20.0pp | 80.0%+13.8pp |
| Annual return | 17.44% | 353.14%-335.7pp | 292.57%-275.1pp | 220.34%-202.9pp |
| Employer contribution / active EE | $3,166 | $2,788+13.5% | $2,649+19.5% | $4,156-23.8% |
| Participant deferral / active EE | $4,872 | $4,410+10.5% | $4,123+18.2% | $6,407-24.0% |
| Admin fee / account holder | $3,562 | $5,336-33.2% | $5,150-30.8% | $12,270-71.0% |