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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,888 | $102,595+109.5% | $94,057+128.5% | $154,746+38.9% |
| Participation rate | 93.8% | 76.0%+17.8pp | 73.3%+20.4pp | 80.7%+13.0pp |
| Annual return | 17.44% | 583.42%-566.0pp | 480.62%-463.2pp | 172.34%-154.9pp |
| Employer contribution / active EE | $3,166 | $3,147+0.6% | $2,933+7.9% | $4,379-27.7% |
| Participant deferral / active EE | $4,872 | $5,118-4.8% | $4,709+3.4% | $6,730-27.6% |
| Admin fee / account holder | $3,562 | $7,736-54.0% | $7,244-50.8% | $14,365-75.2% |