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Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,641 | $101,591+66.0% | $147,096+14.6% | $74,429+126.6% |
| Participation rate | 86.8% | 75.5%+11.2pp | 82.2%+4.6pp | 67.2%+19.6pp |
| Annual return | 11.18% | 8746.45%-8735.3pp | 419.75%-408.6pp | 1368.38%-1357.2pp |
| Employer contribution / active EE | $5,565 | $3,813+46.0% | $4,936+12.7% | $2,625+112.0% |
| Participant deferral / active EE | $4,626 | $7,302-36.7% | $8,071-42.7% | $4,348+6.4% |
| Admin fee / account holder | $1 | $1,750-100.0% | $13,005-100.0% | $1,944-100.0% |