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Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,641 | $101,672+65.9% | $147,117+14.6% | $74,478+126.4% |
| Participation rate | 86.8% | 75.5%+11.2pp | 82.2%+4.6pp | 67.2%+19.6pp |
| Annual return | 11.18% | 8757.83%-8746.6pp | 420.54%-409.4pp | 1370.56%-1359.4pp |
| Employer contribution / active EE | $5,565 | $3,813+45.9% | $4,932+12.8% | $2,626+111.9% |
| Participant deferral / active EE | $4,626 | $7,305-36.7% | $8,065-42.6% | $4,350+6.3% |
| Admin fee / account holder | $1 | $1,753-100.0% | $12,993-100.0% | $1,946-100.0% |