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Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,641 | $101,499+66.2% | $147,005+14.7% | $74,546+126.2% |
| Participation rate | 86.8% | 75.5%+11.2pp | 82.2%+4.6pp | 67.2%+19.6pp |
| Annual return | 11.18% | 8732.34%-8721.2pp | 418.76%-407.6pp | 1366.03%-1354.8pp |
| Employer contribution / active EE | $5,565 | $3,811+46.0% | $4,934+12.8% | $2,624+112.0% |
| Participant deferral / active EE | $4,626 | $7,304-36.7% | $8,070-42.7% | $4,347+6.4% |
| Admin fee / account holder | $1 | $1,748-100.0% | $13,006-100.0% | $1,944-100.0% |