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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,538 | $196,972-45.9% | $182,262-41.5% | $198,609-46.4% |
| Participation rate | 94.7% | 85.7%+9.0pp | 84.2%+10.5pp | 82.4%+12.4pp |
| Annual return | 14.28% | 158.27%-144.0pp | 140.60%-126.3pp | 202.70%-188.4pp |
| Employer contribution / active EE | $1,810 | $5,364-66.2% | $5,046-64.1% | $5,055-64.2% |
| Participant deferral / active EE | $5,674 | $8,643-34.3% | $8,276-31.4% | $6,977-18.7% |
| Admin fee / account holder | $832 | $18,429-95.5% | $16,712-95.0% | $19,030-95.6% |